Welcome to the first 'Five Frugal Things I've done this week' post of 2016.I'll be honest, it hasn't been the most frugal week we've ever had but I like to think that the money we've spent is well spent....1) I've joined Slimming World which isn't the cheapest way to lose weight as I'll be paying £4.95 a week for the pleasure. I do think it's a worthwhile investment in myself though and I think going to the group each week will help me to stay on track. I did manage to save some money though as I found a voucher (in the Woman magazine) which meant that I didn't have to pay the … [Read more...]
Why our budget has a ‘fun money’ section….
Everyone's circumstances are different.Some people are frugal and thrifty because they have no other choice than to save every penny they can to pay bills and for their day to day living expenses.Some people are frugal because it's the way they were brought up and/or they just don't like to see waste.And then there's the people who are frugal through choice so they have money available to spend elsewhere that they wouldn't have necessarily had otherwise.I fall into that third category which I know makes me very lucky.We started to live frugally after a couple of family … [Read more...]
Surviving January – Is it OK to sell your unwanted Christmas gifts?
I know that January is a bad month for lots of people following an often earlier than normal payday in December and the cost of Christmas and everything associated with it but I don't think I realised just how bad it can be for so many people until I read some research from the Money Advice Service.According to their findings, more than one in four people will struggle with money this month as the expense of Christmas takes its toll.The same research shows that one in three people in the said that they felt pressure to spend more than they could afford over the past Christmas period … [Read more...]
Introducing my new project – 101 Ways to Start Saving Money Today ebook….
Remember I said that 2016 was going to be an exciting year for me and that I had lots of great plans for the year ahead?Well today's the day that the first of my many plans gets put into action....I've written a book which I am officially launching today!It's only a short e-book and it's definitely nothing flash but I'm really pleased with it.You can download it from the Kindle Store on Amazon here if you'd to have a little look.I actually wrote myself a little 'To Do Before I'm 40' list last Summer and writing a book was at the top of the list so when the kids went … [Read more...]
My Family Photo Project – Why 2016 will be the year of the family selfie for us….
First of all, can I just say that I was considering a little hashtag for my family photo selfie this year - #Felfie. Now I thought that was quite a cool little hashtag (although the kids told me otherwise) and that family photo + selfie would naturally be #Felfie. Not so, I've been told by my hashtag knowledgeable teen that I can't use #felfie as farmers taking selfies have apparently already nabbed it along with people who are posting fake selfies (although I have no idea how a selfie be fake).I'll have to settle for #familyselfie then for my photos but it doesn't have the same ring to it … [Read more...]
Five Frugal things I’m going to do in 2016….
Welcome to the last 'Five Frugal Things I've done this week' post of 2015.This week I'm not going to tell you any of the frugal things I've been up to and it's not just because I can't think of five to share with you. ;-)It's actually because I want to tell you about five of the frugal things that I plan to do in 2016....1. I'm going to continue to plan our meals on a weekly basis and more importantly, I'm going to stick to the plan more than I have done this year. When I don't plan our meals I spend more when I go shopping so I need to make sure that I'm consistent with this to … [Read more...]
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