I'm usually a bit of an optimist and I always try to look for the good in things but last night I was seriously struggling when our boiler decided to go on strike because there's not much of a positive when both kids have a cold (again), the house is freezing and I'm ringing round engineers - most of whom say they can't make it until Monday and the ones who can make it charge an amount equal to a small countries national debt to come out on a weekend.I managed to find someone who could come out this morning for a slightly less than the others so I'm hoping we'll be feeling warmer by … [Read more...]
Teaching children the value of money….
I don't think that schools do enough to educate our children about money or if they do, they don't start it young enough in my eyes because neither of my children have been taught much about money at school so far and they're eleven and eight.We've had the numeracy based questions for homework that ask thing like 'If I bought 3 apples for 10p each how much change would I have from 50p' but they haven't learned anything about money in the real world which I would have hoped (but not expected) would have been covered at some point - at least for Miss Frugal's year six class.Children need … [Read more...]
Do you make New Year’s Resolutions?
Like the title of the post suggests, today I want to know if you make New Years Resolutions.If you do, I bet I can look into my Crystal Ball* and name one of your resolutions!I bet you've resolved to do at least one of the following next year:To lose weight and/or get fit. To be better with money in some way. To learn something new.Was I right?I can't help you with your losing weight/getting fit resolution but it's top of my list so at least you know I'll be right there with you on that one and I'm pretty useless with the learning something new one seeing as learning … [Read more...]
Time to count your blessings….
As wonderful as this time time of year can be, it also makes me a little bit sad at times.I can't help but feel sad that New Years Eve marks the end of another year without my Mum and brother and just knowing that I'm about to start another year without them makes me want to just stop everything and have a good wallow in self pity sometimes.But I won't do that. I won't let myself think about it too much because even though I don't have them with me, I have a lot of other lovely people around me and I know that I'm very, very lucky and I just need to focus on that a little more.So … [Read more...]
Money Makeover….
The New Year is as good a time as any to make a conscious decision to look at your financial situation and take stops to improve it and I know that lots of you will be thinking about this over the coming days and weeks as I will be.So to help you out and also to remind myself of all the things I should be doing to make sure my own finances are in the best position that they can be in, I'm going to be doing a post every Monday with ways to save money on different things in your life. I'll leave you each week with a little task or a change to make and although you don't have to do … [Read more...]
2013 in pictures – Part 2….
Here's the second part of my photo review of the year.... JulyAugust SeptemberOctoberNovemberDecemberSo there you go, what a brilliant year we've had - let's hope 2014 is just as good. … [Read more...]
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