Look away if you can't bear to read about Christmas already ;-) I hope you didn't though because to most of us, Christmas is an expensive time of year when it's so easy to spend money that you can't afford to spend and end up paying for it well into the New Year. I love Christmas and although it's certainly not all about presents, I do like the kids to wake up to lots of parcels on Christmas morning but we don't put anything on a credit card, we don't buy anything that we can't afford and we make sure that we get the very best deal for everything that we buy. This year, we've had such a … [Read more...]

As much as I love the Summer Holidays, I do love it when September comes around and school starts again.I feel almost the same way about it as I do the New Year - like it's a time for starting fresh, making plans and moving forward which I know sounds a bit cheesey but that's really how it makes me feel so there ;-)Today's no exception and I'm sat on the settee right now watching the kids read before bedtime feeling quite content with life.  They both love their new teachers and have had an 'awesome' first day back at school and have been chattering excitedly about random things since … [Read more...]

Men (and by men, I mean one man specifically)!Today my beloved husband took Master Frugal to the hairdressers for his back to school trim.  I'm pretty sure that I didn't mention the words 'scalp him', skin head or bald when I was describing what sort of cut we usually got which is why I was a little surprised to see this when I got home from work this afternoon....And no, that's not a police mug shot, it's my lovely little boy with a lot less hair than he started the day with.Mr Frugal's explanation? That's not what I asked for! Oh well that's OK then ;-)After I'd … [Read more...]