Before we moved to the house we live in now, we used to have a tumble drier and if I'm honest, we probably used it at least four times a week. It was always just so easy to do a quick mid-week wash and pop the clothes in the tumble drier to dry them ready for the next day and with two small children, my tumble drier was probably my most used appliance.Apart from the obvious costs of using the tumble drier itself, there was also the cost of the extra (usually half full or less) washes that I did through the week because I knew that I could dry the clothes quickly in the tumble … [Read more...]
Stop calling me….
In the last two hours, I've had one telephone call from a double glazing company telling me that they are working in my area and would be happy to pop around and give me a quote to get my double glazing replaced and another call from a company who assured me that I could save money by switching to their broadband.The double glazing lady took it on the chin when I told her that we lived in a new house that certainly didn't need the windows replacing and politely thanked me for speaking to her and wished me a good night. The broadband man was decidedly less polite and hung up on me as soon … [Read more...]
Houses for sale for a pound….
I thought it was a late April Fool when I read that Stoke council are selling off houses for just a pound but it's true and now that I've read more about it, I think it's a great idea.Basically, the houses that are being sold off are in a bit of a rundown area and they're in need of lots of TLC. The council are selling them on the condition that the buyers agree to do up the houses, live in them for at least five years and commit to being a part of the community. They're also only available to people who have lived in the area for at least five years with no assets and no property … [Read more...]
What if you just can’t afford to pay the bills – would you take out a payday loan….
There may be times when you just don't have enough money to last you until your next payday. It's bad enough if it's just a one off for whatever reason but if it's every month and you're struggling to pay your bills then you really need to get some help as soon as possible. Don't think that by ignoring the problem that it will go away or magically get better.The fact is that the longer you leave it, the harder it is to sort out and once you face the facts that you do need help everything else is a piece of cake.I wrote about the things you can do here last year but what's prompted my … [Read more...]
Do you ever feel misunderstood….
That's definitely not what I meant when I said 'Don't eat all the grapes'!That's not what I meant when I said 'get yourself a snack to go with your hot chocolate'!That's not what I meant when I said 'smile and pretend you're a Man Utd fan'!And that's certainly not what I meant when I said 'Wouldn't it be nice to get a new car'.... … [Read more...]
Pocket money – what do you do….
So, at the grand old age of ten, Miss Frugal gets £10 a month pocket money.She gets £10 a month because I once read somewhere that a good guideline for pocket money would be to give your child £1 for every year old they are but I have no idea how that compares to what other children her age get.I do know that it seems like a good amount - enough that she can start to learn how to budget her money and make decisions about what to do with her money. Does she waste it on little treats or buy one big thing? Does she spend it as soon as she gets it or save it until she sees … [Read more...]
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