Do you ever find that you have no money left at the end of the month?  If so, you're not the only one!But more often than not, the reason for this isn't because you can't afford to pay your bills or that you don't have enough money coming in.  It's because you have a few bad habits that are making it hard for you to stick to your budget.Let;s ha a look at a few of them, Starting with the most important one of all.... Not knowing what your monthly budget actually is! It’s surprising how many people don’t have a monthly budget at all let alone reassess it on a monthly basis to allow … [Read more...]

1) We had a lovely tea last Saturday of fish, chips and mushy peas - made even lovelier by the fact that the whole meal cost less than £3 for us all which was a bargain for any meal, let alone the meal we had! The fish fillets were beautiful quality and were reduced from £3 for a pack of two to a bargain 42p. I bought three packs so we had a fillet and a half each with some homemade chips made in our airfryer using fry light spray (making them Slimming World Friendly) and some much mushy peas.2) I finally found a couple of ice cream Sundae glasses at the car boot sale last weekend and at … [Read more...]

1) On Tuesday we decided to have lazy tea instead of what we had planned so we used some naan breads from the freezer that I'd bought for 9p, a pathetic looking green pepper, the last of the leftover ham from our Sunday dinner and some pepperoni that Mr Frugal bought on his way home from work to make some cheap but very delicious pizzas.Even the cheese was frugal as I'd bought a bag of pizza cheese a while ago and portioned it up to pizza sizes for the freezer. Miss Frugal isn't a cheese fan usually but she does like pizza cheese and she loves the odd homemade pizza so I try to always … [Read more...]

It's been a while since we've talked about cashback websites so I thought we could have a quick refresher today because when you make a purchase using a cashback website, it really is money for nothing!I know that some of you will already use cashback websites regularly already and will probably be smiling to yourself quite smugly right about now because you'll know just how much money you can earn from these sites just for doing what you would normally do anyway!  You lot can move on for today. ;-)  The rest of you, don't be going anywhere because this is something you're going to want to … [Read more...]

Right, unlike last week I'm feeling pretty confident that I'll get to five easily this week!1) Did you see my new meal planner and matching pictures that I made from some cheap Ikea frames and a free wallpaper sample?  They're hiding some awful greasy blu tac marks on the kitchen wall so not only do they look great, they've also saved me from having the hassle of painting AND they're giving me a much needed boost in the meal planning department.2) Last Sunday was a great de-clutter day for me.  I sorted out all the kids DVDs and took them to our local cash converters where they … [Read more...]