Every week (ish) I share five frugal things that I've done during the previous week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life. Hey! 👐1) I've just spent an hour or so listing some clothes that the kids have grown out of on Facebook Marketplace- this is what my camera reel looks like right now...I sorted everything I wanted to get rid of into three piles - one to list on FB Marketplace, one to drop off at the charity shop in the morning and the other pile to … [Read more...]
PCP, HP, or Leasing? Finding the Best Car Finance Option for You….
In today’s dynamic car market, car financing has become more versatile than ever. There are so many options available so if you're anything like me, finding the right plan tailored to your needs can be daunting. Navigating through the maze of Personal Contract Purchase (PCP), Hire Purchase (HP), and Leasing requires a keen understanding of each option’s intricacies.The choice of car finance can significantly impact your financial health and driving experience. Whether you prioritize lower monthly payments, the flexibility to change cars frequently, or eventual ownership, there’s a plan … [Read more...]
CCJ’s and How to Deal With Them: Expert Guidance
A County Court Judgment (CCJ) can feel daunting but understanding them is crucial in managing your financial health. A CCJ is a court order that can be registered against you if you fail to repay money you owe. Once registered, it stays on your credit file for six years, affecting your ability to obtain credit, mortgages, and even some jobs.The first step in dealing with a CCJ is addressing the debt. Contacting the creditor to discuss repayment options can often lead to more manageable terms. You might also consider seeking advice from a debt charity or financial advisor to explore … [Read more...]
Five Frugal Things we did this week {14th June 2024}….
Every week (ish) I share five frugal things that I've done during the previous week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life. Hey! 👐1) We've just got back from Legoland where we've had a lovely couple of days with the kids - thanks to our Tesco Clubcard vouchers that we've been saving for the last year.Last year we spent out vouchers on an annual membership to the Deep in Hull where we visited every couple of months through the year and this year, we gave the kids … [Read more...]
Five Frugal Things we did this week {26th May 2024}….
Every week (ish) I share five frugal things that I've done during the previous week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life. Hey! 👐1) Regular readers will know that back in the day, I used to treat myself to flowers (albeit reduced price flowers) as often as I could but it's been ages since I've been in the right place at the right time for the right flowers at the right price. 😁Today, I took a risk on these potential beauties...I say potential as … [Read more...]
Five Frugal Things we did this week {12th May 2024}….
Every week (ish) I share five frugal things that I've done during the previous week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life. Hey! 👐1) Remember the handbag I bought from the charity shop in our village for a fiver?Well, I've had it on Vinted for ages at what I realise now was a super high price for the Vinted community so this week, I reduced it to £40 and it sold within an hour.It's currently on its way to its new home ready to be loved.Lesson of the … [Read more...]
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