Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.For obvious reasons (well obvious if you read this … [Read more...]
Five Frugal Things we did this week {7 September 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.I have TOTALLY struggled with this post today for two reasons - the first reason is that I usually write this post on a Thursday night but we spent most of last night at the hospital with a bit of a scare over Master Frugal.He had a fall at school and not long after started being sick and by the time we picked him up, he was looking grey and was pretty groggy and confused. Long … [Read more...]
Five Frugal Things I’ve done this week {31 August 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.We were on holiday for half the week this week so my … [Read more...]
Is FOMO messing with your budget?
FOMO = Fear of missing out!FOMO might be an acronym that many of us had to Google in order to understand what on earth our children were talking about (or is that just me?) but it's actually a very real thing that may have been messing with your budget for years.Let's look at a couple of examples so you see what I mean...A group of your friends are going to the cinema to see a film and out for a meal or drink afterwards. You're a bit skint but don't want to be the only one going so you go along even though you could really use the money elsewhere.Your friend's hen night … [Read more...]
Five Frugal Things I’ve done this week {17 August 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.1) The very wise people in my Spend Less, Live Better … [Read more...]
The Dave Ramsey Zero Budget Method….
I should say up front that the Dave Ramsey Zero budget method is definitely not my favourite way to budget and it's not one that I've used for more than about half an hour as I just couldn't get away with it. But I have had a few people ask me to explain it so I thought I'd share the basics of the zero budget method with you today.On paper, the zero budget method is pretty simple and in my head I know it's a very practical way of budgeting that makes sure that there is no available money to waste. The reason there's no money available is because every single penny is accounted for … [Read more...]
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