Last month I told you all about our debt free journey - from how we built up our debt to how we finally paid it all off. Today, I want to tell you a little about our plan to pay off our mortgage 11 years ahead of schedule so we're not only debt free ut mortgage free too.When we bought our current house, we were still in our not-very-sensible with money stage so we chose to pay less each month over a longer term. I know, worst decision ever!We could have afforded the extra payment each month as we'd deliberately chosen a smaller house than we could have had because we wanted to be … [Read more...]
Five Frugal Things I’ve done this week {22 June 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.WARNING: It's a waffley one today - sorry in … [Read more...]
How to go from Survival Mode to Debt Free….
When I shared the brilliant news that we were finally debt free a few months ago, I got so many comments and emails from as well as messages on social media congratulating me which was lovely. Your messages were lovely to read and really made me smile but I also got a few messages from people saying they just couldn't see themselves ever getting to where we were, telling me that there was just no light at the end of the tunnel.I completely understand where these people were coming from because I've been there. I've been at the point where it feels like the debt will just always be … [Read more...]
Five Frugal Things I’ve done this week {15 June 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.1) You might have seen this post from earlier this … [Read more...]
Five Frugal Things I did in San Fransisco this week….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Last Sunday I was lucky enough to travel to San Fransisco for a short break and as this post goes live, I'm currently in the air somewhere over the ocean (all being well) flying home. I wrote this in the Airport as I got there ridiculously early thanks to a mixture of my fear of missing the flight, my excitement to be coming home to see the kids and my exhaustion from trying to … [Read more...]
Five Frugal Things I’ve done this week {1 June 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.1) Every Summer holidays for as long as I can … [Read more...]
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