After my post earlier today, I realised that if any of you were struggling with your finances at this time of year to the point that you're considering taking out a payday loan then you might appreciate a little bit of reassurance that no matter how bad things are, there's nothing that can't be fixed.First of all, take half an hour with a cup of tea and a digestive biscuit and work out what your monthly budget is using my free budget planner, making sure that you are TOTALLY honest with yourself. If you don't include everything then the only person it's going to affect as your monthly … [Read more...]
7 Alternatives to Pay Day loans this Christmas….
Apologies that I'm talking about Christmas like this when we're only halfway through October but I know that many of us are starting to think a little bit more about it now that the nights are drawing in. There are still 2-3 paydays left before Christmas then if you start now, you have plenty of time to plan which means you won't need to have a panic right before Christmas and be tempted to turn to a payday loan company for help paying for the festive season.Lots of us, regardless of how we manage our money through the year, can lose our heads a little bit at Christmas with all of the … [Read more...]
Seven easy ways to save up for something….
You might be good at hunting out bargains, amazing at meal planning and fabulous at being frugal but how are you when it comes to actually putting money aside and saving it? I'll hold my hands up and tell you that although I like to think I'm quite good about finding ways to save money and hunting out a bargain, when it comes to saving I've still got a long way to go. A long way.So while I'm sitting here planning the family holiday I'd like us to take in August and wondering if we can afford it, I thought I'd share with you the different ways I can think of to save some money - some I … [Read more...]
30 Ways to Make Money….
One of the most popular posts on my blog has always been my 50 ways to save money post and I love some of the lovely emails that you guys have sent me after you've read it and started to implement some of the ways to save into your lives.This morning, as I'm trying to sort some things out for a car boot sale this weekend, it occurred to me that I've never shared all my posts about the various different ways to make money as a round up in one post so rather than keep sorting junk as I should be doing, I thought I'd do that instead. ;-)I'm pretty sure it's not going to be as impressive … [Read more...]
How to save BIG on your grocery shopping….
Let me just say straight away that this isn't a review. Or rather it is a review but one that I'm writing because I placed an order myself with Approved Food and I was so impressed with what I got for my money that I wanted to share it with you guys too. Some of the links I've included are affiliate links though which means that if you do buy something, you'll pay exactly the same but I might also get something too. Thanks. ;-)I'm not sure if you've heard of Approved Food before so before I go any further, I'll tell you a little bit about them and why they can save you so much money on … [Read more...]
Is a packed lunch cheaper? Here’s a breakdown of what it costs me every day to help you….
Every year at this time, I get lots of emails from you lovely readers asking my advice about whether I think packed lunches are cheaper and better value than school dinners. As you can imagine, this usually prompts me to write a post about packed lunches but last week, when I started to write my annual 'packed lunches are awesome' post I realised that the post I published last year covered everything I wanted to say. So rather than bore you all write it again, I thought I would simply re-share last year's post today and work on a different kind of awesome packed lunches post (keep an eye … [Read more...]
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