I don't think it's much of a secret that I've struggled a little bit these last few months.Admittedly, I've had a fair bit to cope with but it's fair to say that I probably haven't handled things as well as I could have done and trying to carry on like I did when my Dad died without stopping to grieve just got me to a place where I was exhausted, snappy with everyone I love and behind with just about everything in my life.Things are much better now so I thought I'd give you a little bit of an update...I kept so busy after my Dad died that my house was spotless, I had a good … [Read more...]
Five Frugal Things I’ve done this week {13th July 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.I'm going to be totally honest with you here and tell … [Read more...]
Our half yearly budget review….
Every six month's or so, we sit down and do a full-on review of our monthly budget review which I usually share a bit about in my weekly five frugal things post but this time, I thought I'd do a whole post about it.Before I start though, I would say that our budget is looking good right now but it's taken years to get to this point from where we were when we started our frugal journey and I'm super proud of us! The healthier our budget starts to look, the more encouraged we are to be frugal and to save even more money because we have a goal in mind to pay off our mortgage in half the … [Read more...]
Five Frugal Things I’ve done this week {6th July 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.if you're a regular reader then you might already … [Read more...]
How to check your credit file for free – and why you NEED to….
Today I'm going to tell you how you can check your credit file for free and I'm also going to share with you a couple of reasons why it's super important to check your credit file at least once a year.If you apply for any form of credit then it's highly likely that the lender you're applying to will turn to one of the three main credit reference agencies for some information about you and how you've managed credit in the past.Credit comes in all sorts of different forms - it could be a mortgage, a car loan, a new mobile phone contract or even paying an insurance policy monthly rather … [Read more...]
Five Frugal Things I’ve done this week {29 June 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.1) Thanks to Monty, I needed a new laptop bag for … [Read more...]
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