What is this brilliant tip that will help you pay off your debts quicker AND save you money?It's called snowballing and it really does work.And before you ask, when I say snowballing I don't mean throwing actual snowballs, I'm referring to paying off your credit cards and other unsecured lending in the most cost efficient way possible.It's all about paying your debts off in the right order so that you pay the least amount of interest on your debts and pay them off as quickly as possible. The best way to do this is to pay the minimum payment each month on all of your outstanding … [Read more...]
Get Organised – the inevitable back to school edition….
I work part time between 8 and 2.30, Monday to Friday which is brilliant as it means that during term time, I get to drop the kids off at breakfast club before I go to work and I'm finished in time to pick them up again at the end of the school day. Unfortunately, the fact that I have to drop them off at breakfast club by 7.30 in order to get to work by 8, means that getting ready has to be organised like a military operation!The organisation starts the day before, as soon as the kids get in from school! Shoes and coats are put where they're supposed to go and school uniforms are laid … [Read more...]
My Favourite Moneysaving Apps….
What do you use your mobile phone for?Apart from the obvious (phone, text and email) I use the camera on it all the time and I've captured a lot of special (and funny) moments that I wouldn't have done otherwise, I share my pictures using Instagram and I have lots of photo editing apps that I love. I also use Twitter and Facebook and have plenty of games downloaded to keep the kids amused when necessary.As well as the fun apps though, I use it to help me save money. There's lots of apps out there that can help you save in all kinds of ways but here's some of my … [Read more...]
Get Organised – the fridge door edition….
If the front of your fridge looks anything like mine does at the moment then this could be the post for you ;-)It's covered in all sorts - artwork brought home from school at the end of the school term, party invitations, dental appointment cards, tickets and probably a fair amount of other stuff that I'll no doubt uncover when I remove that little lot.It's basically turned into some sort of magnetic dumping ground and the problem is that there's that much paper on the front of it now that I don't really look at the things on there anymore. Hence the missed birthday party a few weeks … [Read more...]
Get Organised – the very busy week edition….
We're having one of those weeks this week where we don't have a spare minute but I'm determined to keep on top of the housework and everything else that I need to do so I'm still going to do this week's Get Organised post - even though I cheated a little bit and got Master Frugal to write up the menu plan.TuesdayParents night for Miss Frugal Football for Master Frugal General tidy up ready for tomorrow as I've got some friends coming. round for tea. I'm on week two of my new start to Slimming World and I want to have a good search on the internet for some inspiration. I … [Read more...]
Get Organised – The New Improved Me….
I need to get myself organised.Everything's been really hectic in the last few months (in a good way) and it's getting harder and harder to keep track of who should be where and when. The house is in a bit of a state as I never seem to have time to do everything that I need to so. My usual organised morning routine has gone out of the window and due to some unexpected expensive car repairs the month before last, we're still playing catch up with our money.I managed to miss the open afternoon at school today as I completely forgot it was today and yesterday, Miss Frugal went to school … [Read more...]
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