I know it's been a while since I've done a Money Makeover post - Real life has been very demanding lately! Anyway, it's back this week and I thought it would be a good idea to do a quick round up of a few ways that you can make sure that you're getting what you're entitled to.Lots of people are paying too much council tax - the chances are that you're actually not one of them but if you're one of the potential 400,000 people who are, you can claim any over payments back as well as reduce your future payments. It's definitely worth looking into isn't it?Make sure … [Read more...]
The Thursday Thrifty Tip round up….
Last week I was considering hiring a skip for the day (at a cost of £90) so that I could clear out some of the junk from my garage and one of my friends pointed out that I didn't need to pay for a skip when I could arrange a collection from the council for a fraction of the price. I didn't even know the council offered that as a service let alone that they would come along and take my rubbish for just £15.00!I saved a fortune because someone pointed out something they thought was obvious.So, I started thinking about how many other little tips there were that may seem obvious for … [Read more...]
50 filling and frugal packed lunch ideas….
Do you struggle for interesting but frugal packed lunch ideas?A couple of years ago I wrote about how I could make a healthy and filling packed lunch every day for around half of what I would pay for a school dinner and whilst I know that rising prices would have changed the costings a little bit, I can still make a packed lunch for less than I would pay for a school dinner.I still make the packed lunch cake and the cheesey pops (like cheese straws) on a weekend sometimes to use in the following week's packed lunches but as the kids have got older, they like a bit more variation in … [Read more...]
Thrifty Thursday – Be prepared with a present bag….
Anyone with children will know that it's inevitable that they'll be invited to birthday parties of their school friends throughout they year - we had three in one weekend last year! I hate giving children money in a card for a present, even though that's clearly the easiest option but at the same time, to buy a nice little present for them isn't always cheap.So, a few years ago I started to stockpile presents and gifts that I saw on offer throughout the year, especially in the sales at the start of the year. I keep mine in one of those Orla Kiely Bags from Tesco which looks very pretty on … [Read more...]
Money Makeover – Cut the cost of your home phone bills….
It's that time of the week again and this week, my Money Makeover post is about cutting the cost of your home phone bills. In case you're wondering, my Money Makeover series is all about reviewing your family's finances – step by step. With a new set of eyes helping you to see where you could save and helping you to make the changes you need to make to save money. Each week, you'll get a little bit of (non compulsory) homework or a change to make. I’ll add the links to the other Money Makeover posts at the bottom of the new post each week so you can go back to the start if you want to. … [Read more...]
Five things I’ve done this week to save money….
Saving money isn't just about the big savings you make, it's about the little things you do each and every day that save you money. In fact, my Nana used to have a saying which I'm sure lots of you will have heard - "Look after the pennies and the pounds will take care of themselves!"It's so true isn't it?So here's my five small things that I've done this week to save some money:1. Rather than go to the shop for something for my work packed lunch when we ran out of bread (don't ask) I made up a packet of cous cous that's been at the back of my cupboard for as long as I … [Read more...]
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