Welcome to this week’s money makeover which is all about dealing with your debt. In case you missed the first few money makeover posts, I’m going to be doing a post every Monday with ways to save money. I’m going to leave you each week with a little task or a change to make and although you don’t have to do everything, please do join in where you can and hopefully, you’ll start saving. Also, I'll leave the links to the previous posts at the bottom each week so you can go back to the start if you want to.How did you get on with last week's post? I hope you did your homework and had a … [Read more...]
What to do when the heating isn’t working….
After my experience with our central heating breaking down last Friday night, I can confirm that it isn't a pleasant experience to spend 24 hours without heating in the company of two sniffly children, a whingey husband and a dog who hates the cold!I did learn a few things from my experience though and I thought you'd be grateful for my little pearls of wisdom so you'll know exactly what to do when the heating isn't working in your house.First of all, hot chocolate can pretty much stop all whinging immediately so make sure you always have some in your cupboard. Squirty cream and … [Read more...]
Money Makeover – Sort out your spending….
Welcome to this week's money makeover which is all about sorting out your spending. In case you missed the first money makeover post, I’m going to be doing a post every Monday with ways to save money. I’m going to leave you each week with a little task or a change to make and although you don’t have to do everything, please do join in where you can and hopefully, you'll start saving.First of all, did you do your homework last week? I'm guessing a lot of you did because the number of people who downloaded the free budget planner has gone up massively ;-)Gold stars to all of you who … [Read more...]
Do you make New Year’s Resolutions?
Like the title of the post suggests, today I want to know if you make New Years Resolutions.If you do, I bet I can look into my Crystal Ball* and name one of your resolutions!I bet you've resolved to do at least one of the following next year:To lose weight and/or get fit. To be better with money in some way. To learn something new.Was I right?I can't help you with your losing weight/getting fit resolution but it's top of my list so at least you know I'll be right there with you on that one and I'm pretty useless with the learning something new one seeing as learning … [Read more...]
Money Makeover….
The New Year is as good a time as any to make a conscious decision to look at your financial situation and take stops to improve it and I know that lots of you will be thinking about this over the coming days and weeks as I will be.So to help you out and also to remind myself of all the things I should be doing to make sure my own finances are in the best position that they can be in, I'm going to be doing a post every Monday with ways to save money on different things in your life. I'll leave you each week with a little task or a change to make and although you don't have to do … [Read more...]
20 Christmas moneysaving ideas that you probably know you should be doing but don’t….
My favourite kind of money saving is the kind that doesn't take much effort or involve big changes - just a bit of common sense and sometimes a reminder of things that I know I really should be doing anyway but for one reason or another I'm not.Just in case you're the same as me, I thought I'd share my top twenty Christmas money saving ideas....If you're not going to be visiting someone until after Christmas, buy their presents in the Boxing Day sale - you can save a fortune. Check your store loyalty cards and use whatever points you have to buy presents / Christmas food. Tesco are … [Read more...]
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