One of the ways that we save up for special occasions and treats is to save all of our small change.At the moment we're saving 1p's, 2p's, 5p's and 10p's but when we're feeling a bit flush (usually around pay day ;-)) we also save 20p's and there may even be the occasional 50p thrown in for good measure.We save them in three vases that sit on the kitchen windowsill - some people have herbs or flowers, we have money!When they get full, we take them along one of the machines in our local supermarket where we change them and get cash. I know the machines usually charge around 8p for … [Read more...]
School Dinners Vs Packed Lunches….
Two years ago, I wrote about why I sent my children to school with packed lunches which was, in essence (a) because I like to know what they're eating and (b) I can make a well balanced packed lunch for around half the price of a packed lunch.Even with rising costs, I can still put together a packed lunch for much less than the cost of a school dinner but it's not as easy and I have to be very organised with baking on a Sunday night and looking out for deals at the Supermarket so I have been considering school dinners recently to make life a little easier.I keep going back to my … [Read more...]
How to spend less on Gas and Electricity….
Make sure you have the best deal available to you....With the ever rising cost of gas and electricity, we should all be making sure that we're not only getting the best deals available to us but also that we're only using what we need to use and making the best of what we do use.It sounds like a lot of work but it's really not and to be fair, you're probably already doing a lot of it and the Summer is a great time to make sure that you're doing as much as you can so you're ready for when the cold weather kicks in.The first step is to make sure you're paying as little as possible … [Read more...]
Urgent Money Saving – Do you wear a uniform for work….
I've just read on the MoneySavingExpert website that if you are required to wear a uniform (even just a t-shirt) for work and you wash, repair or replace it yourself, then you could be eligible to reclaim tax you have paid and although it doesn't add up to too much per year, I believe that you can apply for repayment for the past four years which will get you a nice little repayment that could come in handy. It's worth looking into if you can say yes to the following:You wear a uniform that shows you've got a certain job, like a branded t-shirt or a full uniform. You are required to … [Read more...]
Five websites you must check before you go on a family day out…
If you were going to buy a TV, you'd make sure you were getting the best deal on the TV you wanted wouldn't you?So if you're planning on going out for the day you really should be spending a few minutes before you go to make sure that you're paying as little as possible to go wherever it is that you're going.It takes hardly any time at all to do and could save you a fair amount so it's definitely worth taking the time to look around to check what the best deal is. These are the sites that I check whenever we're planning to go somewhere....1. The attraction's own website2. … [Read more...]
Finding Bargains on eBay….
I know a lot of people have gone off eBay a little bit over the last year or so as there aren't as many bargains on there as there used to be. In my experience though, there's still plenty of bargains on there - you just have to try a bit harder to find them.I have a few 'tricks' that I use to find bargains and because I'm lovely (really I am), I thought I'd share them with you....Local eBay bargains You can pick up some great bargains from sellers in your area using a site called Local Bargain Finder which searches for items near to where you live. This not only means you don't … [Read more...]
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