Retailers are getting wise to the fact that we, as their customers, like to be rewarded for our loyalty and more and more of them are starting their own loyalty schemes. At one point my purse was so full of these loyalty cards that I ended up having a bit of a sort out and the least used ones were stashed in a drawer in the kitchen but I've decided I'm going to dig them out and maybe have a little purse in my bag for them so I get as many rewards as possible.So what rewards can I get with the cards I have....Tesco Clubcard I'm pretty sure most of you know the benefits of a Tesco club … [Read more...]
Make some extra money – 15 top car boot sale tips….
A great way to earn to earn some extra money at this time of year is to have a de-clutter and go along to your local car boot sale to sell it all! We do this twice a year usually - once at the beginning of the good weather and once at the end of the Summer and seeing as we've just had our first car boot sale of the year, I thought I'd share a few of our car boot sale tips with you today.The boot sale we had this weekend was a huge success and we made over £160 which was brilliant as we were hoping to make enough to cover the costs of some parts that we needed to buy for our plumber who's … [Read more...]
Thrifty Thursday – Lemons are your secret weapon….
Lemon's don't only make gorgeous cakes like this one or like these sticky muffins. They're also great to use for cleaning around the house - they're cheap (I often get them reduced at the end of the day in the supermarket), they smell nice, they're chemical free and they're effective. What more could you ask for....You've probably heard this one before but try cutting a lemon in half and squeezing it into a microwave proof bowl with a little warm water. Pop it in the microwave and cook for 3 or 4 minutes and you'll then be able to easily wipe the dirt off the inside of the … [Read more...]
Why it’s time to DITCH your drier….
Before we moved to the house we live in now, we used to have a tumble drier and if I'm honest, we probably used it at least four times a week. It was always just so easy to do a quick mid-week wash and pop the clothes in the tumble drier to dry them ready for the next day and with two small children, my tumble drier was probably my most used appliance.Apart from the obvious costs of using the tumble drier itself, there was also the cost of the extra (usually half full or less) washes that I did through the week because I knew that I could dry the clothes quickly in the tumble … [Read more...]
What if you just can’t afford to pay the bills – would you take out a payday loan….
There may be times when you just don't have enough money to last you until your next payday. It's bad enough if it's just a one off for whatever reason but if it's every month and you're struggling to pay your bills then you really need to get some help as soon as possible. Don't think that by ignoring the problem that it will go away or magically get better.The fact is that the longer you leave it, the harder it is to sort out and once you face the facts that you do need help everything else is a piece of cake.I wrote about the things you can do here last year but what's prompted my … [Read more...]
Pocket money – what do you do….
So, at the grand old age of ten, Miss Frugal gets £10 a month pocket money.She gets £10 a month because I once read somewhere that a good guideline for pocket money would be to give your child £1 for every year old they are but I have no idea how that compares to what other children her age get.I do know that it seems like a good amount - enough that she can start to learn how to budget her money and make decisions about what to do with her money. Does she waste it on little treats or buy one big thing? Does she spend it as soon as she gets it or save it until she sees … [Read more...]
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