It's November tomorrow so I feel justified in asking you all just how much you spend on your children for Christmas. After all, the big day is only 54 days away.How much do you hate me for reminding you of that right now?I've been gradually doing my Christmas shopping for months now and I've managed to get a LOT for what I've actually spent. I've bought things in the Tesco 2 for 1 sale (ends today I think) and got some great bargains in the Sainsbury's half price toy sale last week.I've also bought some things off eBay and from the car boot sale. Top of Master Frugal's list was … [Read more...]
Family Friendly Frugal Meals – Toad in the hole….
I'm loving that it's half term this week and I'm off work until Thursday which means I not only have time to spend with the kids, I also have the luxury of having enough time to plan and make our meals without having to stress about who needs to be where and on what day. I'm also enjoying the weather we're having at the moment because I get to feel smug that we're all warm and snuggly inside with no plans while other people are rushing about in the cold!This week we've been asked by Asda to try out their 3 for £10 fresh meat and fish range so all meats and fish featured in the menu can be … [Read more...]
Feeling better – the frugal way….
I have a sore throat which I have no doubt will turn into a full blown cold which means that I'm likely to spend the few days off that I have with the kids during half term in one of two ways. Either snuggled up on the sofa with them moaning that they want to be out doing things, or actually out doing things with me moaning that I want to be at home snuggled up on the sofa.So, I'm currently sat here with my favourite cold remedy..........Hot lemon, honey and ginger.What do you think - Is this going to help or should I really just go to the shop and buy some of the strongest … [Read more...]
My top three ways to save your pennies….
Are you saving for something special?I've just started saving for our holiday next year and as well as saving larger amounts when I can afford it (not often at the minute), I'm also saving smaller amounts as often as I can.You might think that it's not worth saving pennies but it really is, you'll see your savings increase lots quicker by doing it. I guarantee it ;-)1. Save all the small change you get. We save all of our coppers and 5p coins in various pots and vases around the house. When they're all full we take them along to our supermarket and change it in one of those … [Read more...]
Get Organised – the paying your bills edition….
I get a few e mails each week asking me how I manage our monthly budget and if I have any tips to help others to manage theirs so this week, I'm going to share a few of my tips for calculating your monthly budget, reducing your outgoings and how to make sure all your bills are paid on time.Most of these tips may seem like common sense but I thought it might help you to know what I do....Work out what your monthly budget is First of all, I sit down every few months and calculate my monthly budget. After this month's review,I know that I should have around an extra £500 a month after … [Read more...]
Get Organised – the getting a head start on Christmas edition….
I know, I know, the kids have only just gone back to school so it's ridiculous to be talking about Christmas!Or is it?I know a lot of you will be way ahead of the game and be practucally finished your Christmas shopping but I also know that even more of you won't have even started yet. Which is why I thought that I would share some of my getting organised for Christmas tips.Write a list of people you need to buy for - This one's self explanatory really although I just want to add that you shouldn't feel like you have to buy for people.Work out your budget - I work out how … [Read more...]
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