I have a sore throat which I have no doubt will turn into a full blown cold which means that I'm likely to spend the few days off that I have with the kids during half term in one of two ways. Either snuggled up on the sofa with them moaning that they want to be out doing things, or actually out doing things with me moaning that I want to be at home snuggled up on the sofa.So, I'm currently sat here with my favourite cold remedy..........Hot lemon, honey and ginger.What do you think - Is this going to help or should I really just go to the shop and buy some of the strongest … [Read more...]
My top three ways to save your pennies….
Are you saving for something special?I've just started saving for our holiday next year and as well as saving larger amounts when I can afford it (not often at the minute), I'm also saving smaller amounts as often as I can.You might think that it's not worth saving pennies but it really is, you'll see your savings increase lots quicker by doing it. I guarantee it ;-)1. Save all the small change you get. We save all of our coppers and 5p coins in various pots and vases around the house. When they're all full we take them along to our supermarket and change it in one of those … [Read more...]
Get Organised – the paying your bills edition….
I get a few e mails each week asking me how I manage our monthly budget and if I have any tips to help others to manage theirs so this week, I'm going to share a few of my tips for calculating your monthly budget, reducing your outgoings and how to make sure all your bills are paid on time.Most of these tips may seem like common sense but I thought it might help you to know what I do....Work out what your monthly budget is First of all, I sit down every few months and calculate my monthly budget. After this month's review,I know that I should have around an extra £500 a month after … [Read more...]
Get Organised – the getting a head start on Christmas edition….
I know, I know, the kids have only just gone back to school so it's ridiculous to be talking about Christmas!Or is it?I know a lot of you will be way ahead of the game and be practucally finished your Christmas shopping but I also know that even more of you won't have even started yet. Which is why I thought that I would share some of my getting organised for Christmas tips.Write a list of people you need to buy for - This one's self explanatory really although I just want to add that you shouldn't feel like you have to buy for people.Work out your budget - I work out how … [Read more...]
The Thrifty Families Carnival….
First of all, I'm sorry for the delay in publishing the carnival this month - we've had a bit of a busy back to school week and I'm still playing catch up from our holidays last week.I have some fantastic posts for you today - you're practically guaranteed to learn something new ;-)First up we have the lovely Becky with a brilliant Vlog about teaching her children gratitude and an equally fantastic podcast about rainy days and poverty.Next up is a post from the preloved blog called Suzy's second hand safari. I'd love to do something like this but I don't think I could stick to it … [Read more...]
Sick of balancing your debts? Try this one super easy tip to help you pay them off quicker and save money along the way…..
What is this brilliant tip that will help you pay off your debts quicker AND save you money?It's called snowballing and it really does work.And before you ask, when I say snowballing I don't mean throwing actual snowballs, I'm referring to paying off your credit cards and other unsecured lending in the most cost efficient way possible.It's all about paying your debts off in the right order so that you pay the least amount of interest on your debts and pay them off as quickly as possible. The best way to do this is to pay the minimum payment each month on all of your outstanding … [Read more...]
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