First of all, I'm sorry for the delay in publishing the carnival this month - we've had a bit of a busy back to school week and I'm still playing catch up from our holidays last week.I have some fantastic posts for you today - you're practically guaranteed to learn something new ;-)First up we have the lovely Becky with a brilliant Vlog about teaching her children gratitude and an equally fantastic podcast about rainy days and poverty.Next up is a post from the preloved blog called Suzy's second hand safari. I'd love to do something like this but I don't think I could stick to it … [Read more...]
Sick of balancing your debts? Try this one super easy tip to help you pay them off quicker and save money along the way…..
What is this brilliant tip that will help you pay off your debts quicker AND save you money?It's called snowballing and it really does work.And before you ask, when I say snowballing I don't mean throwing actual snowballs, I'm referring to paying off your credit cards and other unsecured lending in the most cost efficient way possible.It's all about paying your debts off in the right order so that you pay the least amount of interest on your debts and pay them off as quickly as possible. The best way to do this is to pay the minimum payment each month on all of your outstanding … [Read more...]
How much telephone calls really cost…..
do you know the difference between an 07 telephone number and an 070 telephone number? Or do you know how much it costs you to ring an 0845 telephone number?No. Me neither. Which makes it quite hard to save money on telephone calls as you don't know where you need to save.So.... In one of the longest and most boring posts I may have ever written, I've listed the costs involved in dialling all telephone numbers, from both your landline and your mobile. The charges below are all dependent on who your landline and mobile providers are and what sort of packages you're signed up to but … [Read more...]
My Favourite Moneysaving Apps….
What do you use your mobile phone for?Apart from the obvious (phone, text and email) I use the camera on it all the time and I've captured a lot of special (and funny) moments that I wouldn't have done otherwise, I share my pictures using Instagram and I have lots of photo editing apps that I love. I also use Twitter and Facebook and have plenty of games downloaded to keep the kids amused when necessary.As well as the fun apps though, I use it to help me save money. There's lots of apps out there that can help you save in all kinds of ways but here's some of my … [Read more...]
Selling on eBay – Your questions answered….
Hands up those of you who have used eBay at some point to sell your unwanted things? If you haven't, you're missing out on an easy way to make some extra cash! I wrote a guide to using eBay before Christmas as a guest post on the lovely Melaina's Transatlantic Blonde blog and I've also mentioned eBay on here a few times so I often receive e mails and tweets asking me questions about how to use eBay to sell unwanted items and make some extra money. The most common questions are below with my answers but if you have any other questions (or answers), please feel free to let me know in the … [Read more...]
How we make room in our budget for fun….
As I've said before, my main reason for being frugal is so that I can afford to work part time and spend more time with the kids.But (there's always a but).... It's also really important to me that, as a family, we have lots of fun together and even though I know there are plenty of things we can do together that don't cost a penny, there are also lots of things we like to do together that do cost money.We allow a set amount of money each month in our budget for fun things, which could include anything from going to the pictures or bowling (doesn't happen often as it costs so much … [Read more...]
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