Oh my goodness, this year is just flying by, isn't it?I feel like this year has been a bit life-changing for me and, although I'm not going to get too deep today, I've spent a lot of time over the last few months reflecting on my life and trying to decide what I want and where I want to be.I've also spent time with Mr Frugal discussing what we want, as individuals, as a couple and as a family and for the first time since we got married, we actually have a life plan. We actually have specific goals that we want to achieve and ideas on how we're going to get there and that feels … [Read more...]
Five Frugal Things I’ve done this week {31 August 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.We were on holiday for half the week this week so my … [Read more...]
Five Frugal Things I’ve done this week {17 August 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.1) The very wise people in my Spend Less, Live Better … [Read more...]
The Dave Ramsey Zero Budget Method….
I should say up front that the Dave Ramsey Zero budget method is definitely not my favourite way to budget and it's not one that I've used for more than about half an hour as I just couldn't get away with it. But I have had a few people ask me to explain it so I thought I'd share the basics of the zero budget method with you today.On paper, the zero budget method is pretty simple and in my head I know it's a very practical way of budgeting that makes sure that there is no available money to waste. The reason there's no money available is because every single penny is accounted for … [Read more...]
Five Frugal Things I’ve done this week {10 August 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.1) My favourite way to start these posts on a Friday … [Read more...]
Five Frugal Things I’ve done this week {3 August 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.Just in case you're interested - I posted my homemade … [Read more...]
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