Learn how to clean your engagement ring at home and bring the sparkle back...Remember when you first got your engagement ring and you couldn't stop looking at it?The sparkle represented everything good to come and you couldn't resist peeking at it throughout the day when you should have been concentrating on other things (or was that just me who loves a good bit of sparkle?). Then over time, the sparkle dulls just a little as you forget to take your ring off when you wash the pots, cook the tea or do the cleaning and eventually you don't even bother trying to remember to take it … [Read more...]
Five Frugal Things I’ve done this week {26th January 2018}….
1) We bought Master Frugal a mountain bike for Christmas which he's over the moon with! This week, we sold his old bike on one of our local Facebook selling sites and because it was in great condition, the money we got for it will just about pay for a weekly food shop.2) The only company who supply the superfast broadband in our street at the moment is Virgin so we're pretty much tied to them as we do use the internet a lot in our house. We did get a better deal when we rang them the last time our contract ended but we called them yesterday on the off-chance that they could do anything … [Read more...]
What is open banking and how does it affect YOU?
Have you heard about open banking? I know that lots of people haven't so today I'm going to answer a couple of questions that I've been asked a few times over the last couple of weeks - What is open banking and how does it affect YOU?The 'What is open banking' questions have come about because I've shared a couple of new innovative finance and banking apps and websites recently in my Facebook group and a few people have contacted me to say that they're a little worried about these apps and how, in most cases, they need to link to your bank account in order to work.Before I go into … [Read more...]
Five Frugal Things I’ve done this week {19th January 2018}….
1) I feel like I’ve been really good this week with packed lunches because not only have I managed to take one to work every day which has saved me a fortune compared to if I’d been buying lunches in the work canteen but I’ve also managed to use leftovers for most day’s lunches.I made couscous using the gammon and veggie leftovers, pasta salad with the chicken and some spinach, leftover soup from our chicken soup/stew meal and bolognaise (which I did cheat and buy a jacket potato from work to put it on). I’m being super good at the moment and although I can’t see me being this good … [Read more...]
Why Every Family Needs an Emergency Fund….
I'm determined that this year is finally going to be the year that I work towards creating an emergency fund for my family.It’s so important to learn how you can save up while still paying bills so that when an emergency strikes you are not in a complete financial crisis - I know that sounds super grown up but I've decided that this is going to be the year that we finally get ourselves a bit of money set aside for emergencies.It's something I've been thinking about for a good while now because I know that we really need to have some money set aside in case we're ever in a situation … [Read more...]
50 Common Sense tips to help you save money in the kitchen….
Warning: these are not innovative new ideas to save money in the kitchen! They're things that your common sense tells you that you should be doing but I can practically guarantee that you won't be doing most of them...50 Common Sense tips to help you save money in the kitchen! Make sure you have a weekly shopping budget and that you stick to it. I worked mine out originally by looking at my receipts to see how much I spent in a week and then taking 10% off that. It's been a work in progress since but we're definitely saving. Don't buy pre-peeled / chopped fruit and vegetables as they … [Read more...]
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