After my post earlier today, I realised that if any of you were struggling with your finances at this time of year to the point that you're considering taking out a payday loan then you might appreciate a little bit of reassurance that no matter how bad things are, there's nothing that can't be fixed.First of all, take half an hour with a cup of tea and a digestive biscuit and work out what your monthly budget is using my free budget planner, making sure that you are TOTALLY honest with yourself. If you don't include everything then the only person it's going to affect as your monthly … [Read more...]
Five Fabulously Frugal Things I’ve done this week {9th December 2016}….
1) This is a sad day for me! I went to the shop last night, got all excited when I saw the Radio Times was out and then saw the price of it so put it back on the shelf! Since when did the Radio Times cost £4.50 for the Christmas edition!!!We don't watch TV much at all so it's a total waste of money for us but I would have bought it if it had been a bit cheaper as we like to look through it and highlight what we want to watch. We can just save a fiver though and look at the TV Guide we get with our TV package.2) While I've been ill convenience foods have been a bit of a … [Read more...]
Five Fabulously Frugal Things I’ve done this week {2nd December 2016}….
1) I've had soup for lunch every day this week and thanks to some supermarket bargains, it's cost me less than a pound for the whole week's worth of lunches. I bought a pack of veg soup mix reduced from £1.25 to 45p on Monday morning which did Monday, Tuesday and Wednesday for me and on Wednesday night I bought some reduced sweet potatoes which I popped in the soup maker with some butternut squash from the freezer and voila, Thursday and Friday's lunches sorted. I don't get bored of soup as it's delicious in the soup maker and it's so simple to make with hardly any preparation or cleaning … [Read more...]
What to do when you can’t afford to heat your home….
Have you ever woken up to a cold house and realised that your boiler's on the blink and had to make do with very little other than wearing extra layers, snuggling under blankets and drinking cups of tea until it's fixed?We did last Christmas when we woke up to no heating on Christmas morning and I can tell you, in case you've never been through it that it's not a pleasant experience at all. We were without heat for just a few days and although it was awful, it was almost an adventure for the kids as we found new ways to keep warm and laughed about how we were having a white Christmas … [Read more...]
Five Fabulously Frugal Things I’ve done this week {25th November 2016}….
1) Miss Frugal is going out for afternoon tea with her friends at the end of the month and they've all been talking about what they're going to wear for weeks. I promised Miss Frugal a new dress as she doesn't really have any nice dresses that fit her anymore after a little growth spurt over the Summer - she'd quite happily wear all of her favourites as they do fit her but they're a lot shorter than they used to be so I thought a new dress was definitely in order.She went shopping with her friends and couldn't find anything she liked for under £25 which was the budget I gave her so when … [Read more...]
Five Fabulously Frugal Things I’ve done this week {18th November 2016}….
1) I've finally mastered the art of remembering to take my own bags to the shop with me! I know, it's not exactly difficult but I can't tell you the amount of times that I've forgotten and ended up either buying a bag or struggling to the car with a handful of things. I think I've managed three weeks of remembering now so I thought I'd share it with you today. I will say that the thing that finally did it for me was buying one of those fold into itself shopper bags which I keep in my handbag now. As soon as I unpack it, I fold it up and put it back in there so I always have it with me.2) … [Read more...]
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