Master Frugal is quite a complex child.He's happy and extremely loving but he tends to over think things and has a habit of worrying about things that he really doesn't need to worry about. This means that I often look over at him and he'll be sat with a very serious expression on his face which makes me a little sad too.I never make a big deal out of it as I know it's just the way he is but he's clearly aware of it himself as his school New Year's Resolution was to 'lighten up and chill out'. He stood up in front of assembly at school to tell everyone that's what he was going to … [Read more...]
Teaching Children about Money – Important lessons learned this week….
As another week of 2014 speeds by us, it's time for this week's teaching children about money post. This week it's all about saving versus spending and is inspired by a couple of interesting conversation I had with the kids last weekend.Miss Frugal has been after a bottle of the new One Direction perfume since it first came out but I've held off buying it on principle because, as I've said before, it annoys me that it's priced so highly when it's aimed at young girls. It was on her Christmas list but after I explained that if I bought her a bottle, it would be the smallest bottle (3oml) … [Read more...]
Thrifty Thursday – Be prepared with a present bag….
Anyone with children will know that it's inevitable that they'll be invited to birthday parties of their school friends throughout they year - we had three in one weekend last year! I hate giving children money in a card for a present, even though that's clearly the easiest option but at the same time, to buy a nice little present for them isn't always cheap.So, a few years ago I started to stockpile presents and gifts that I saw on offer throughout the year, especially in the sales at the start of the year. I keep mine in one of those Orla Kiely Bags from Tesco which looks very pretty on … [Read more...]
Get outside and have some family fun….
I know how tempting it is to stay inside snuggled up as this time of year.I know because we spent half of November and December last year in the house for one reason or another - the weather was awful, the nights were dark, one or more of us was ill for weeks on end and really because we couldn't be bothered. That time of year seems to make us all want to stay indoors where it's warm.Lately we're really trying though and we're trying to get back into the habit of spending at least 20 minutes outside every day - no matter the weather! I'd be lying if I said I always loved it and never … [Read more...]
A Holiday Dilemma….
As a family, we love to travel (although Miss Frugal HATES going on planes) and we try to fit in as much as we can but we're obviously limited by budget and more recently, school holidays. In the not so distant future, we actually all have a week off together so we're going to try and plan a cheap Easter Break 2014 but we can't decided what we want to do. The year before last we went on two holidays abroad and if I'm honest, although we did have a brilliant time, the holidays for me were both slightly marred by the fact that I spent half of my time putting sun block on the kids because we all … [Read more...]
Money Makeover – Cut the cost of your home phone bills….
It's that time of the week again and this week, my Money Makeover post is about cutting the cost of your home phone bills. In case you're wondering, my Money Makeover series is all about reviewing your family's finances – step by step. With a new set of eyes helping you to see where you could save and helping you to make the changes you need to make to save money. Each week, you'll get a little bit of (non compulsory) homework or a change to make. I’ll add the links to the other Money Makeover posts at the bottom of the new post each week so you can go back to the start if you want to. … [Read more...]
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