Every few months or so I review our monthly budget to see where we can save a bit extra, it's always me that does this as Mr Frugal genuinely does not have a clue about money. As long as the ATM always gives him a tenner when he wants it then he's a happy bunny ;-)I have done this since last August (here) so I'm hoping there'll be loads of tweaks I can make:Income detailsSalary (after tax) - £2440(combined)Family Allowance - £125Child Tax Credits - £40Total - £2595Household detailsFood Shopping - £250 (Getting better here lol)Mortgage - £812Council tax - £134Gas / Electricity - £110Phone / … [Read more...]
All Grown Up….
All grown up and ready to go for her first official sleep-over....I pity her friend's mum as I'm pretty sure there'll be very little sleep going on tonight! … [Read more...]
Proud of Myself….
We've just been to Asda to get Miss Frugal's friend a birthday present fortonight's sleepover and on the way out we saw an advert for Lurpak buttersayingPride - You won't find it in a ready mealI love it, it sums up one of the reasons I love cooking things from scratch for my family, the satisfaction I feel when we all sit down to a meal that I have made. My meals are basic at the moment but I am enjoying cooking now and I'm starting to have more confidence in the kitchen.The other reason, which is my main motivation for learning to cook is the amount of money that I save. If I plan what we … [Read more...]
Look what the Postman brought me….
I have mixed feelings about the delivery I got this morning from those lovely people at Green and Blacks Chocolate. They have sent me a gazillion chocolate bars to taste, which I am more than happy to do lol, however, I have the slightest feeling that there are a large number of syns in each of these lovely bars.Oh well, I will sacrifice my diet for the greater good of mankind and will let you know my findings shortly lol.P.S. It's OK, I'm not giving up on my diet, just postponing it until Monday ;-) … [Read more...]
Valentines Day has come early….
It's like Valentines day in the Frugal house today, it started when we popped to Morrison's after school and Miss Frugal saw some of those gingerbread hearts that came in a pack with pink icing and pink glittery stuff, the ones you decorate yourself. She asked me if she could get them for her boyfriends (note the plural there!) and because I thought it was really cute I let her get them, extremely un-frugal of me at £1.79 for five biscuits!Anyway we got them home and she has carefully decorated each one with a different boys name, apparently Jack, Kieran, James, Damien and Rebecca (don't ask … [Read more...]
World Cancer Day….
The 4th of February marks World Cancer Day. This is a subject that is very close to my heart after losing both my brother and my mother to cancer, so I wanted to let you all know to raise a bit of awareness.I used to think that Cancer was something that affected other people and other families but in 2002 when I was in hospital having Miss Frugal, my brother found out that he had mouth cancer. What followed was a two year battle against the disease that finally defeated him in September 2004. It was heartbreaking to see and I thought I would never feel that sort of pain again but then in the … [Read more...]
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