University is the first step in your adult life. All of a sudden, you are in charge of your destiny. It comes with great responsibility – the chief one being money handling. Building a good budgeting habit from the beginning of your university journey can smooth the path to reaching your academic and life goals earlier while feeling less stressed over your spending. Below are five top budgeting tips for a fantastic university life.1. Understand Your Financial Situation Step one is a simple matter of getting a handle on where you stand financially. Put together a list of all … [Read more...]

Making a family cookbook is a labour of love that brings the family together, strengthens bonds, and celebrates your shared culinary heritage. This project offers a unique opportunity to document the flavours and traditions that have shaped your family's identity. By capturing these recipes in a beautifully designed book, you preserve a legacy that your children, grandchildren, and future descendants can cherish and continue.This comprehensive guide will walk you through each step of making your family cookbook.Step 1: Gathering Family Recipes Start by contacting your relatives … [Read more...]

I know I don't post as often as I used to post on here but there was a time when I posted pretty much every day. I shared so much about my family life and I know from what I stopped blogging so often that lots of you really missed the updates around what we were doing and how we were getting on so today, if any of you regular readers are still here I have a treat for you.Miss Frugal graduated from university!I'm not going say too much about this as I think the pictures speak for themselves but I just wanted to  share such an important moment in our lives with … [Read more...]

I feel like I've changed a lot over the last couple of years - I got confident enough to leave my marriage and to allow myself to take a chance again in a new relationship and I am happier than I've been in a long time. It wasn't easy though so I thought I'd share a few ways that might help you to build up your own confidence. Boosting your confidence and self esteem can be a game-changer, not just for your personal relationships but also for skyrocketing your career. It’s true that the most successful people are often the ones with bucketfuls of both, so clearly, they represent something to … [Read more...]

More and more employers these days are offering their employees the chance to join the 'Bike to Work' scheme - mine included. I'm a huge fan of the scheme and have a bike that I paid for using it so today, I thought I'd tell you all you need to know about the scheme. I bought a second hand bike a few years ago after I realised how much I enjoyed riding my exercise bike but I was so disappointed after my first couple of rides because I felt like it was ridiculously hard work just riding around the block so I relegated the bike to the back of the garage and went back to my exercise … [Read more...]