I know I say this often but it’s because I truly believe it! We all have different reasons to be frugal and whatever our reason, it’s absolutely valid. Your reason should be what motivates you and what keeps you going and today I’m going to share my new reason – my new ‘why’?For us, we’ve paid our debts now, we’ve pretty much got our budget down to the lowest I think it can go without sacrificing things that we don’t want to sacrifice and we’re overpaying our mortgage by a comfortable amount each month to allow us to repay our mortgage in 10 years rather than the 21 years left that we … [Read more...]

Do you ever find yourself missing the days when you paid for something and it was yours.You didn’t need to upgrade it, replace it every 2 years or download a slew of extras. You just had it. It seems as though, in the era of Netflix, Amazon Prime and Spotify we have become accustomed to an economy based on a sharing of resources rather than ownership. While subscription services always seem like a great deal on the face of it, they have a nasty habit of accumulating and eating away at a household’s perfectly planned finances. Indeed, many of us may have subscribed to services which we … [Read more...]