Today we're going back to budgeting basics with Budgeting Envelopes....It's one thing to sit yourself down, work out your monthly budget and decided how much you should be spending on what but actually sticking to it is a whole different ball game.Paying by card is so much more convenient these days, as is paying using your phone or even a wristband you can simply hold over a machine but they can make it that bit harder to keep track of what you're actually spending can't they?I wanted to share my budgeting envelopes system with you today because it makes it much easier to keep … [Read more...]
How to stick to your new year’s resolutions….
Today's post is all about how to stick to your New Year's Resolutions because let's face it, we start out with good intentions to change something in our life that we want to change and soon enough, we forget all about them.I'd love to know how many New Years Resolutions are broken or given up on before the first week of the year is out! I bet it's a pretty high number and I'm pretty sure I know why it happens a lot of the time if I look at my own personal experience. For me, where I've failed at a resolution it's because I've often set myself an unrealistic target for myself which … [Read more...]
Did I do the five frugal things I promised myself I would do this year?
Last year, I made a few promises to myself and shared them here on the blog and today, as 2018 is nearing its end, I thought I'd revisit that post and see if I succeeded.Meal planning I think we can class this one as an 'almost' success. I've had some long periods where I haven't meal planned for one reason or another but I think I've done OK. I resurrected my meal planning blog and managed to get into a real routine for my meal planning with new meals appearing on the plan on an almost weekly basis and as well as my usual Muscle Foods delivery, I even managed to sort myself out with … [Read more...]
Merry Christmas, from our family to yours….
Five Frugal Things we did this week {14 December 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.1) I have some Christmassy looking Potpourri that … [Read more...]
Five Frugal Things we did this week {7 December 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.1) We're going for a bit of a homemade Christmas … [Read more...]
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