I know what it feels like to have debt and I also know just how amazing that feeling is when you finally pay it back so if you're struggling with debt then I genuinely urge you to do everything in your power to get out of it. There are options available that you might now even be aware of, such as a Debt Arrangement Scheme.What is a Debt Arrangement Scheme It is an agreement you enter to pay back the creditor in full. The aim is you cut down your instalments to something you can afford. This lets you catch up without disrupting your life just because you need to pay off a debt. The … [Read more...]
Five Frugal Things we did this week {5 October 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.1) I think I mentioned last week that we're having a … [Read more...]
6 Simple to make your child’s stay in hospital easier….
When Master Frugal had a bit of an extended stay in hospital recently, there were a couple of things we did that made a difficult time that little bit easier. I thought I'd share them with you today as there were some things that we didn't really realise until the last couple of days and I really wish we'd known then sooner.I'm really sorry to keep wheeling out this photo but it's the only one I took of him when he was in the hospital and that was only taken because he wanted to update his friends on why he was off and what had happened. Obviously, the way to do that these days is on … [Read more...]
Confessions of a Money Blogger….
This may come as a surprise (not) but I'm far from perfect when it comes to money saving! (Actually, this probably isn't a surprise to regular readers ;-))I had a chat with Miss Frugal this weekend about social media and one of the things I said to her was that the people she follows on Instagram who look perfect and put together most likely aren't. I explained to her that they only share what they want you to see and although that doesn't make them 'fake', it does mean that their life probably isn't as amazing as you might think it is from looking at the photos … [Read more...]
Amazing slow cooker syn free rice pudding….
Slow cooker syn free rice pudding is our new favourite food - it's a tastier and healthier alternative to our usual slow cooker rice pudding recipe and today, we're sharing how to make it!October is traditionally the start of comfort food season in our house!We transition (the most popular word on social media right now) from quick and easy meals to casseroles and stews and from ice lollies to my favourite ever pudding - homemade slow cooker rice pudding.This year, we're trying to be a bit healthier with our comfort food though so rather than our normal rice pudding recipe, … [Read more...]
October 2018 Goals….
Well, I never expected September to turn out the way it did!It was such a dramatic month with Master Frugal's concussion/burst appendix situation so the goals I set for myself weren't as easy to achieve as I'd hoped so some of them might be making a return for October's goals.I shared my September Goals with you here if you want to have a read through of the full version but here's a quick summary along with how well I did... Financial GoalsOverpay my mortgage by £400 - DONE Pay the remaining balance of my trip to LA with Miss Frugal next month - DONE Make a plan for … [Read more...]
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