I don't think there's been a time in my adult life that I've not had some sort of debt in my name - be it a credit card, car loan or a consolidation loan. This month though, the last of our debt was paid off and aside from our mortgage, we are now officially debt free.I got my first credit card when I was 18 and over the next few years, I added to that one with a couple of store cards and several more credit cards. They were all paid off with a consolidation loan that I then took out but rather than closing them, I promised myself that I'd only use them for emergencies but you can … [Read more...]
What we ate in a week {May 2018}….
Today I'm sharing the next post in my 'What we ate in a week' series!The plan with these posts is that I start writing this post the Monday before you read it each month and just update it each night with a photo of what we had for our tea that day. SundayJust me for the whole day today as everyone else was in Ipswich watching the Boro match and the weather was so nice outside that lunch was actually just a cornetto. ;-) For tea, I had some Birds Eye tomato and basil fish inspirations which I'd bought as they were on offer when I went shopping last week but although they were … [Read more...]
Five Frugal Things I’ve done this week {25 May 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.1) When I popped to the shop this week, I found some … [Read more...]
Why I’m off to San Fransisco next weekend….
In just 11 short days, I'm heading off to San Fransisco and today, I thought I'd take a bit of time to tell you why I was going and what it means for me personally.I got an email from Pinterest themselves a few weeks ago inviting me to Pinterest HQ in San Fransisco for a day which was super exciting and there may have been squeals when I first read it.The more I thought about it though, the more I realised that it wasn't going to be possible for me seeing as I live on the other side of the world. I knew that the long journey would be pretty expensive and would be a good 15 hours … [Read more...]
How to organise a funeral and why I’m buying a pre-paid funeral plan….
This is a bit of a depressing post today but one that I personally could have done with reading when I had to organise my Dad's funeral recently. I searched for 'how to organise a funeral' but all of the things that came up first were funeral directors selling their services which is all good but didn't help me at the time so I thought I'd share my experience.So, last month I had to arrange my Dad's funeral - something he'd tried to talk to me about in the past but stupidly I always said to him that we had plenty of time to talk about things like that so we never really discussed it … [Read more...]
Value vs Premium: Morrisons….
One of the easiest ways to save on your food shopping is to switch from premium brands to a shop's own brand so I thought I'd do a couple of posts comparing a few of the value products from the shops we all shop at. I hope to prove, with a few blind taste tests, that value products are as tasty as their more premium counterparts.Today, I'm going to look at Strawberry Jam and Lemon Curd and compare products in Morrisons new value range to some of the more premium brands they also sell. Value vs Premium - Lemon CurdMorrisons Savers Lemon Curd (28p per jar) VS Tiptree Lemon Curd … [Read more...]
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