Is it weird that every January I sit down and write a list of things that I want to do to the house over the course of that year? I'm hoping that you all shook your head and decided that it wasn't weird at all because today I'm going to share this year's house goals list with you. ;-)Before I share my list, I'll tell you why I do it shall I? I write a list of things I want to get done around the house and then whenever we have some spare money (which isn't often) then I can choose something from the house goals list to spend it on. We also put money aside each month to go towards the … [Read more...]
What is open banking and how does it affect YOU?
Have you heard about open banking? I know that lots of people haven't so today I'm going to answer a couple of questions that I've been asked a few times over the last couple of weeks - What is open banking and how does it affect YOU?The 'What is open banking' questions have come about because I've shared a couple of new innovative finance and banking apps and websites recently in my Facebook group and a few people have contacted me to say that they're a little worried about these apps and how, in most cases, they need to link to your bank account in order to work.Before I go into … [Read more...]
Five Frugal Things I’ve done this week {19th January 2018}….
1) I feel like I’ve been really good this week with packed lunches because not only have I managed to take one to work every day which has saved me a fortune compared to if I’d been buying lunches in the work canteen but I’ve also managed to use leftovers for most day’s lunches.I made couscous using the gammon and veggie leftovers, pasta salad with the chicken and some spinach, leftover soup from our chicken soup/stew meal and bolognaise (which I did cheat and buy a jacket potato from work to put it on). I’m being super good at the moment and although I can’t see me being this good … [Read more...]
Why Every Family Needs an Emergency Fund….
I'm determined that this year is finally going to be the year that I work towards creating an emergency fund for my family.It’s so important to learn how you can save up while still paying bills so that when an emergency strikes you are not in a complete financial crisis - I know that sounds super grown up but I've decided that this is going to be the year that we finally get ourselves a bit of money set aside for emergencies.It's something I've been thinking about for a good while now because I know that we really need to have some money set aside in case we're ever in a situation … [Read more...]
How to fake a tidy house when you have last minute visitors….
There's nothing I like more than a tidy house, especially when I'm expecting visitors because no matter how much they might say that they're visiting me and not my house, I still like it to be looking it's best.The problem is that I have a husband, two (messy) teenagers and two dogs so it's not unusual to come home from work at the end of the day to find the house looking as though we've been burgled! ;-)I have plenty of ways that I keep on top of the housework including making sure that the kids have their own jobs to do on a daily and weekly basis and having a regular super fast … [Read more...]
50 Common Sense tips to help you save money in the kitchen….
Warning: these are not innovative new ideas to save money in the kitchen! They're things that your common sense tells you that you should be doing but I can practically guarantee that you won't be doing most of them...50 Common Sense tips to help you save money in the kitchen! Make sure you have a weekly shopping budget and that you stick to it. I worked mine out originally by looking at my receipts to see how much I spent in a week and then taking 10% off that. It's been a work in progress since but we're definitely saving. Don't buy pre-peeled / chopped fruit and vegetables as they … [Read more...]
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