I'm determined that this year is finally going to be the year that I work towards creating an emergency fund for my family.It’s so important to learn how you can save up while still paying bills so that when an emergency strikes you are not in a complete financial crisis - I know that sounds super grown up but I've decided that this is going to be the year that we finally get ourselves a bit of money set aside for emergencies.It's something I've been thinking about for a good while now because I know that we really need to have some money set aside in case we're ever in a situation … [Read more...]
How to fake a tidy house when you have last minute visitors….
There's nothing I like more than a tidy house, especially when I'm expecting visitors because no matter how much they might say that they're visiting me and not my house, I still like it to be looking it's best.The problem is that I have a husband, two (messy) teenagers and two dogs so it's not unusual to come home from work at the end of the day to find the house looking as though we've been burgled! ;-)I have plenty of ways that I keep on top of the housework including making sure that the kids have their own jobs to do on a daily and weekly basis and having a regular super fast … [Read more...]
50 Common Sense tips to help you save money in the kitchen….
Warning: these are not innovative new ideas to save money in the kitchen! They're things that your common sense tells you that you should be doing but I can practically guarantee that you won't be doing most of them...50 Common Sense tips to help you save money in the kitchen! Make sure you have a weekly shopping budget and that you stick to it. I worked mine out originally by looking at my receipts to see how much I spent in a week and then taking 10% off that. It's been a work in progress since but we're definitely saving. Don't buy pre-peeled / chopped fruit and vegetables as they … [Read more...]
5 Ways to BEAT Blue Monday….
Today I'm sharing five ways to beat Blue Monday at its own game!Did you even know it was Blue Monday today? Hands up if you did! ;-)I only know because I've ignored two articles online today along with scrolling on by so many posts on social media telling me that today is the most miserable day of the year!Apparently, the 'scientific' formula behind the declaration that today is the most miserable day of the year is down to things like the number of days since Christmas, the number of days until payday, the weather and even the number of days since we're all likely to have … [Read more...]
Six things to do before you go to bed which will make the next morning easier….
A little bit of time spent on a night before you go to bed can make the next morning so much easier - here are six quick and easy things to do before you go to bed which will make the next morning easier.Do you know that it's an actual scientific* fact that if you spend ten minutes before you go to be on a night getting ready for the next day then the following morning will be at least ten times easier?(*OK, it may not be scientific but it really helps me and I just read a book about science** so humour me and we'll call it a scientific fact)(**OK, the book was less about … [Read more...]
Six Money Saving Apps you need in your life this year….
Did you set yourself any New Year's Resolutions? Stop spending so much money on food, start a budget sheet or just stop taking your card on nights out, many of us make resolutions around money but not a lot stick to them.2018 is arguably the best year to start saving yourself some cash, with technology playing a big role in how we spend our money, isn’t it about time it starts helping us save some? Cashback apps These have been around for a while now and while it’s hard to choose a favourite, TopCashback and Quidco seem to come top of the list - both of which are free!Download … [Read more...]
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