After my experience with our central heating breaking down last Friday night, I can confirm that it isn't a pleasant experience to spend 24 hours without heating in the company of two sniffly children, a whingey husband and a dog who hates the cold!I did learn a few things from my experience though and I thought you'd be grateful for my little pearls of wisdom so you'll know exactly what to do when the heating isn't working in your house.First of all, hot chocolate can pretty much stop all whinging immediately so make sure you always have some in your cupboard. Squirty cream and … [Read more...]
Money Makeover – Sort out your spending….
Welcome to this week's money makeover which is all about sorting out your spending. In case you missed the first money makeover post, I’m going to be doing a post every Monday with ways to save money. I’m going to leave you each week with a little task or a change to make and although you don’t have to do everything, please do join in where you can and hopefully, you'll start saving.First of all, did you do your homework last week? I'm guessing a lot of you did because the number of people who downloaded the free budget planner has gone up massively ;-)Gold stars to all of you who … [Read more...]
My week in Instagram….
I love looking back on my week's Instagram photos as they're all just brief snapshots of what we've been up to - the fun we've had and the things we've done. Here's this week's photos....So, among other things, this week's photos include a bit of One Direction, a burnt meal, an Epic hot chocolate and my dog Buddy which means it's been a pretty typical week really! … [Read more...]
If this isn’t a good sign….
I'm usually a bit of an optimist and I always try to look for the good in things but last night I was seriously struggling when our boiler decided to go on strike because there's not much of a positive when both kids have a cold (again), the house is freezing and I'm ringing round engineers - most of whom say they can't make it until Monday and the ones who can make it charge an amount equal to a small countries national debt to come out on a weekend.I managed to find someone who could come out this morning for a slightly less than the others so I'm hoping we'll be feeling warmer by … [Read more...]
Teaching children the value of money….
I don't think that schools do enough to educate our children about money or if they do, they don't start it young enough in my eyes because neither of my children have been taught much about money at school so far and they're eleven and eight.We've had the numeracy based questions for homework that ask thing like 'If I bought 3 apples for 10p each how much change would I have from 50p' but they haven't learned anything about money in the real world which I would have hoped (but not expected) would have been covered at some point - at least for Miss Frugal's year six class.Children need … [Read more...]
Do you make New Year’s Resolutions?
Like the title of the post suggests, today I want to know if you make New Years Resolutions.If you do, I bet I can look into my Crystal Ball* and name one of your resolutions!I bet you've resolved to do at least one of the following next year:To lose weight and/or get fit. To be better with money in some way. To learn something new.Was I right?I can't help you with your losing weight/getting fit resolution but it's top of my list so at least you know I'll be right there with you on that one and I'm pretty useless with the learning something new one seeing as learning … [Read more...]
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