When purchasing a new car, there is a lot of excitement around what the car has to offer and there is an eagerness to get on the road and drive.But, there is an important factor that needs to be considered - your car being stolen or it being written off. This is where Guaranteed Asset Protection (GAP) insurance comes into play.GAP insurance is designed to cover the "gap" between the amount your standard car insurance will pay out if your car is written off or stolen and the amount you originally paid for the vehicle or still owe on your finance agreement. What is GAP … [Read more...]
Home Gardening on a Budget: A Beginner’s Guide to Growing with Feminised Seeds….
Home gardening is not only a rewarding hobby but also a fantastic way to reduce your grocery bills and ensure you have access to fresh, homegrown produce. For families looking to get started on a budget, using feminised seeds can simplify the process and increase yields without a hefty investment. This guide will walk you through the basics of starting a home garden with feminised seeds, highlighting why they are a smart choice for beginners and how to optimise your gardening efforts for maximum savings.What Are Feminised Seeds? Feminised seeds are specifically bred to produce only … [Read more...]
Five Frugal Things we did this week {30th September 2024}….
Every week (ish) I share five frugal things that I've done during the previous week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life. Hey! 👐1) This week we made good use of our pine cones by making them into Bird feeders... I bought some cheap lard and literally just spooned it onto the pine cones before giving them a roll in the wild bird seed that we bought a while ago.They're currently making us a very popular garden in the neigbhourhood. 2) I bought some … [Read more...]
A Real-Life Horror Scenario You Don’t Want to Experience….
Picture this. You’re having a nice day, minding your own business, when the phone rings. Your child is calling you, and you answer immediately. Only when you answer, there is no usual greeting. You hear your kid crying, terrified, saying that they’ve been kidnapped. Your heart drops and you start to panic. Then, a stranger’s voice asks you to send ransom money if you ever want to see your kid again. No, unfortunately, this isn’t a nightmare anymore. It’s a very real scenario that can happen to any parent in the US with the rise of AI-powered deepfakes. That’s how hackers can convince you … [Read more...]
How to Save on Tickets and Accommodation: 7 Travel Hacks for Students….
Whether you’re a student or not, travelling can be a great experience and an opportunity to create memories that will last a lifetime. But it can also get pretty expensive, what about the tickets and accommodation? If you know a few hacks, you can save money and travel to new places without breaking your budget. Learn about seven travel hacks under two student categories – journey and stay.1. Book Flights Early (But Not Too Early) One thing is for sure regarding finding cheap flights – timing is critical. Many students think that the earlier you book, the lower the cost of … [Read more...]
Five Moneysaving Apps that you NEED on your phone…
You know that saying 'There's an app for everything'? Well there's numerous apps out there that can save you some money or help you make some extra pennies. I thought I'd share just a few of my favourites with you today - these five apps are the ones on my phone that I've used in the last week... Too Good To Go I'm a huge fan of Too Good To Go! It's really gaining in popularity with businesses and customers so I'm hoping you're already on board with it but just in case, it's a free app that allows you to buy unsold food from local shops, cafes, bakeries, and restaurants in your local area … [Read more...]
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