Being Frugal means different things to different people.Some people are frugal as a way of life, lots of people are frugal out of necessity and some are frugal to enable them to free up money for other things.We come under the third category, we save money where we can so that we have more spare money to spend on the children and to do fun things with them.  I want them to have a happy childhood and whilst I'm fully aware that money certainly doesn't bring happiness, the money that we manage to save means that we can take them on holiday, go camping, buy them treats, have family days … [Read more...]